Tap to Pay on iPhone. No terminal needed.

Accept contactless payments with only an iPhone and the Payanywhere app.

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iPhone now lets you accept contactless payments.

With Tap to Pay on iPhone and the Payanywhere app, you can accept all types of in-person, contactless payments, right on your iPhone — from physical debit and credit cards, to Apple Pay and other digital wallets — no extra terminals or hardware needed. It’s easy, secure, and private.

All you need is your iPhone.

To use Tap to Pay on iPhone, simply download the Payanywhere app, sign up, and start accepting in-person, contactless payments anytime, anywhere — right on your iPhone.

Accepting payments is easy.

Tap to Pay on iPhone and Payanywhere remove the complexities of developing and maintaining a custom payment product by providing a fully certified solution that you can easily enable on your app.

Secure and private transactions.

Tap to Pay on iPhone uses the built-in features of iPhone to keep your business and your customer data private and secure. When a payment is processed, Apple does not store card numbers on the device or on Apple servers, so you can rest assured knowing your business stays yours.

How it works.

  • Launch the Payanywhere app. Enter an amount or add items to the sale.
  • Select Tap to Pay on iPhone from the available payment methods.
  • Present your iPhone to the customer.

    For card payments, your customer holds their card horizontally at the top of your iPhone, over the contactless symbol.

    For Apple Pay and other digital wallet payments, your customer holds their device over the top of your iPhone, over the contactless symbol.

  • When you see the “done” checkmark, the transaction is complete.

Get started with just a few simple steps.

Start accepting in-person, contactless payments without a card reader – from physical debit and credit cards, to Apple Pay and other digital wallets.

payanywhere app

Download the Payanywhere app.

enable tap to pay on iphone payanywhere app

Enable Tap to Pay on iPhone.

contactless payments on iphone

Accept contactless payments right on your iPhone.

Click here to download from the Apple Store!

FAQ.

Tap to Pay on iPhone requires iPhone XS or later.

With Tap to Pay on iPhone, you can accept any form of contactless payment, including Apple Pay on iPhone and Apple Watch, other digital wallet and payment services, and contactless debit and credit cards. Ask your payment service provider to confirm the contactless card brands you can accept with Tap to Pay on iPhone.

Tap to Pay on iPhone allows payment service providers to enable PIN-based transactions in iOS 16.0 and later.

After the customer taps their card, Tap to Pay on iPhone prompts the customer to enter their PIN using Apple's secure PIN entry interface.

Ask your payment service provider if they support PIN-based transactions in your payment application.

You can turn on the Tap to Pay Screen Lock setting for your payment app to lock your device screen during PIN entry. After the customer completes or cancels their PIN entry, unlock the device to continue the transaction.

On your iPhone, go to Settings > Payanywhere app, then turn on Tap to Pay Screen Lock.

What does it cost?

Card present payments2.69%
mPOS item fee*$.05/per transaction
mPOS device fee*$.50/per day per active device

*mPOS fees are in addition to card present rates

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